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If you own or use a vehicle, it is compulsory that the vehicle is insured and that you have the correct valid insurance in place. The insurance is there to protect against third party risks. This includes any vehicle which is used on the roads or any other public place. This also applies to vehicles which are parked and not driven.
This is a strict liability offence; not knowing that you are driving without insurance will not usually provide you with a defence.
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Penalties;
If the allegation is accepted and you plead guilty via post you may be offered a fixed penalty, 6 penalty points and approximately £200 fine.
If the case progresses to court you face between 6 and 8 penalty points and an unlimited fine.
Defences;
If, during the course of your employment you are found to be driving without insurance and you were driving the vehicle believing it to be insured, you will have a defence to the charge.
Alternatively, a ‘special reasons’ argument can be presented to the court on your behalf. This is not a defence. It must be a mitigating circumstance which the court will be asked to take into account, e.g, if your insurance company cancelled your insurance without your knowledge.
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If you have been accused of driving without insurance, you should get expert legal advice as soon as possible. We can offer you advice on your specific circumstances and other options which may be available to you. Contact us on 03300 536 786 to speak to a motoring expert.
If you are arrested and taken to a police station, this can be a very frightening and overwhelming experience, if you are unaware of the procedures and protocols.
The decisions you make at the police station can be crucial and detrimental to your future. It is imperative that you request for Tyler Hoffman Solicitors at the first available opportunity so we can further protect your position from the point of initiation.
If you are facing a driving disqualification, our solicitors can guide you through the appeal process. We will review the circumstances of your ban, advise on the likelihood of a successful appeal, and represent you at the appeal hearing, aiming to get you back on the road.
Charges of driving under the influence of alcohol or drugs are serious and carry severe penalties. Our team can advise on defence strategies, such as questioning the accuracy of test results or the legality of traffic stops, to protect your licence and your freedom.
Being in charge of a vehicle while above the legal limit can result in significant penalties. We can help by examining the specifics of your case to argue that there was no intention to drive or identifying other mitigating factors that could lead to a more favourable outcome.
We will explore all avenues of defence, including cases of administrative oversight or special circumstances, to minimise the impact on your life.
Dangerous driving is a grave offence that carries the threat of potential imprisonment. Our solicitors work to challenge the prosecution's definition of "dangerous" driving, negotiate lesser charges or argue for mitigating circumstances to reduce penalties.
These are among the most serious motoring offences and often result in lengthy prison sentences, even if the driver makes a guilty plea. Our compassionate and skilled solicitors provide a robust defence and ongoing support through these complex and emotional cases.
We can assist if you are accused of driving without valid insurance. We will explore defences such as insurance provider errors, and aim to avoid points on your licence or other penalties.
While driving without a valid MOT certificate is often a non-endorsable offence, it can lead to complications. Our team can help, especially if there were mitigating circumstances that led to you being unable to make or arrange your MOT.
Failing to stop after an accident or failing to report an accident can carry significant penalties. We can advise on the best course of action, and potential to mitigate penalties by demonstrating your willingness to cooperate or confusion about your legal obligations.
If you are charged with failing to produce driving documents, we can help by negotiating with authorities or demonstrating that the failure was not intentional. This often results in reduced fines or penalties.
We are experienced with the complexities surrounding notices of intended prosecution and can advise on responding appropriately, so you can potentially avoid further charges or penalties.
Being the most common type of driving offences, our solicitors have a wealth of experience in dealing with speeding offences, challenging evidence, and arguing for mitigating circumstances to avoid points or disqualification.
Accumulating 12 or more penalty points within three years can lead to disqualification. We can argue on grounds of exceptional hardship to prevent disqualification, focusing on the impact it would have on your life.
With strict penalties for mobile phone use while driving, our team can challenge the prosecution's evidence or argue for mitigating circumstances and aim to protect your driving privileges.